And off we go

Monday night Dan and I sat down together after we put the kids to bed to set some goals for our family (well, since the kids weren't involved I'm not sure I can say family, but for the two of us anyway) I won't bore you with the details, or tell you our goals since they are personal, but I will say some (a good majority) were financial. We worked really hard to change our budget to make it work for us and our situation and spent quite a bit of time on it, only to realize that setting the goal on the 4th of January, we were already over budget for the month. Crazy eh? Now, before you get too judgmental here's the situation. We are trying to pay extra on our student loans to pay them off faster (cause really, let's get rid of those things as quickly as possible). The amount due every month is just taken from our account, but if you pay extra you have to do it manually. Dan accidentally paid it three times....so...that kind of kills the budget, unless he does really well at work this month. But hey, that's why we have savings eh? And I'm sure the three payments will be beneficial in the long run.
It was really neat to sit down together and talk about where we saw things going, and how we wanted to get there. It's neat because we don't agree on everything. Our priorities are vastly different on a multitude of topics, but because we talked about it we understand each other and can make compromises to make it all work out.
I've been thinking about my personal goals ever since I wrote that goal post back in December. I know how beneficial it will be for me, but I just can't make myself sit down and write my goals down. I don't know why. Something needs to act as a catalyst to get me moving on it though. Stagnation in any area of life is just not good. Dan's at a YM's meeting and the kids are in bed. Now would be the perfect time to do it....and here I sit. Is it sad that that's how I function? I think about doing something for a long time (I'm talking months here sometimes) and I give myself guilt trips every time I think about it. I'm good at giving myself the "Why aren't you doing this? It would be beneficial" talks (Okay, I'm really just good at talking to myself). I'm just not good at starting things. Once I start I'm set, but boy...that first step is a doozy. Oh, and just so I can be accountable for the goals I did set in December, I'm not doing so hot on the "going to bed early" bit. But I'm aware of it at least. Does that count for anything?